Boat Insurance in Florida?
Helping you better understand insurance

Boat Insurance in Florida?

In Florida, weekends are for hitting the beach.  Going to the beach at any time of the year is a wonderful benefit to living in vacation paradise, but sometimes you just don’t want to have the hassle of thousands of people all trying to enjoy the sand at the same time.  Que the boat salesman.  With practiced polish, he sells you on the advantages of boat ownership.  Fishing, water skiing, leisurely Sunday afternoon cruises – all of them are yours to enjoy when you own your own personal boat.

Just like owning a car, however, there is risk involved in boat ownership.  Taking your boat into the open water leaves you vulnerable to all manner of perils: submerged rocks not on your navigational chart, other boaters who don’t know the rules of the sea, and a hitch that malfunctions just as you’re trailering your boat after a day on the water.  Boat maintenance and repairs can be costly – don’t let the joy of boat ownership be stolen by events that could be easily taken care of with Florida boat insurance.  With Florida boat insurance, you can have peace of mind when using your boat; no matter what happens your insurance has you covered.

It is easy to imagine the fun of a boat ride: the joy of feeling the wind in your hair, the smell of the salt water and the call of the seagulls.  Loading up a couple of your buddies for a mid-week fishing trip can be one of the simple pleasures of living in Florida.  With your radio set to your favorite country station and a cooler full of drinks, you can happily spend an afternoon tossing out a line and bringing in enough snapper, mackerel and snook to fill your wet storage hold.  When your “buddy” gets a fishing lure imbedded in his leg and you have to cut your fishing trip short, it can be a little annoying.  When that same “buddy” makes a claim for medical expenses, pain and mental anguish for the horrors of the experience, you’re going to do two things: make a mental note to delete his number from your Fishing Buddy group contacts and be really glad that you signed up for Florida boat insurance.

Most insurance companies will give you a discount for carrying several types of insurance with them, so check with your insurance agent for any package deals they can offer.  By bundling your home, car and boat insurance, you can save money on your peace of mind.  The years of enjoyment you’ll get out of your boat will provide some of your fondest memories.  Tales of shark sightings, the fish that got away and the time you ran out of gas miles from shore will be fodder for “Remember when” stories for decades.  Don’t let your memories be clouded by accidents and problems that could have been avoided with Florida boat insurance.

Before you take your boat out on the water, call or visit and get your boat covered.  Rates are reasonable, and worth every penny – leaving you with nothing to worry about except making sure you put sunscreen on.